Let's breach the subject of scammers and fraud, and how your bank really makes you out to be the bad guy when it hapens to you.
I was just recently the victim of a scam, and even though I have the police reports to back it up, my bank is still holding me responsible for the money stolen out of my account.
In my opinion, with my account being insured against theft or loss, that can be proved, should fall under those guidelines. However, since I didn't have a gun put to my head, it doesn't count.
Has this happened to any of you? How did you deal with it?